13 Clever Money Saving Hacks You Shouldn’t Ignore

10. Give yourself a Mental Challenge

Set goals for yourself to achieve a specific level of savings in a time period. For example, you may say I will save $50 per month for a start, and then try to achieve that by cutting expenses from wherever you can. You can avoid buying fancy lunch at the office, or getting the extra-large Starbucks in the morning. And when the $50 goal becomes successful, you can increase it to $70.

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