All You Need To Know About Health Insurance


These days the risk of catching a disease or being in an accident has far more exceeded than before. People are not focusing on healthy diets, they prefer to eat whatever is convenient. And thus the population is getting obese, having hypertension, accelerated glucose levels and cholesterol finally resulting in fatalities. Not to mention how expensive medical treatments are today, including general care hospitals for special care clinics etc. That is why it is very important to make sure that your health expenses are taken care of.

· What is Health Insurance

You might be wondering what exactly the health insurance definition is. According to Investopedia,

‘’Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured.’’

Usually, a health insurance plan is offered as a job benefit from most organizations in a developed country. However, you can also buy a personal plan from many insurance companies available. Actually, the insurer pays money upfront according to a scheme and then pays regular installments or premiums of the services after the decided period of time usually one year. The coverage of the insurance program also varies as sometimes dental care is not covered and sometimes there are issues with the psychological or mental health care department coverage.

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